Privacy Policy

This Privacy Policy explains how InvestaCap Capital Group ("InvestaCap," "we," "us," or "our") collects, uses, discloses, and safeguards information when you visit our website or use our funding facilitation services (the "Services"). By using the Services, you consent to the practices described in this Policy.

We collect the following categories of information:

• Business information: legal business name, DBA, structure, industry, EIN, time in business, revenue, and bank statements.
• Owner / applicant information: name, email, phone number, home and business addresses, ownership percentage, date of birth, and government-issued identification (such as a driver's license).
• Documents you upload: bank statements, proof of ownership, EIN letters, and identification documents.
• Communications: messages you send us and records of calls, emails, and text messages.
• Technical data: IP address, device and browser information, and usage data collected automatically through cookies and similar technologies.

• To evaluate, process, and facilitate your funding application.
• To verify your identity and information and to perform underwriting.
• To share your application with funding partners that may extend an offer.
• To communicate with you about your application, account, and payments.
• To send transactional and, with your consent, informational text messages and emails.
• To detect and prevent fraud and to comply with legal and regulatory obligations.
• To operate, maintain, secure, and improve the Services.

We may share your information with:

• Funding partners and lenders who review applications and may provide funding.
• Service providers that support our operations (for example, hosting, document storage, identity and credit verification, and communications).
• Credit bureaus and verification services as part of underwriting.
• Legal and regulatory authorities when required by law, subpoena, or to protect our rights and the safety of others.
• Successors in connection with a merger, acquisition, or sale of assets.

We do not sell your personal information for cash. We share information only as needed to provide the Services or as described in this Policy.

If you opt in, we may send you text messages such as application updates and payment reminders to the cell phone number you provide. Consent to receive messages is not a condition of any purchase or funding. Message and data rates may apply and message frequency may vary. You can opt out at any time by replying STOP, and you can request help by replying HELP. Mobile information will not be shared with third parties for their own marketing purposes.

We use administrative, technical, and physical safeguards designed to protect your information, including encryption of sensitive documents in transit and at rest and restricted, role-based access to applicant data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We retain information for as long as necessary to provide the Services, comply with legal and regulatory requirements (including financial recordkeeping obligations), resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to delete or de-identify it.

Depending on your jurisdiction, you may have rights to access, correct, or delete your personal information, and to opt out of certain communications. To exercise these rights, contact us using the details below. You can opt out of marketing emails using the unsubscribe link and out of text messages by replying STOP. We will respond consistent with applicable law.

We use cookies and similar technologies to operate the Services, remember preferences, and analyze usage. You can control cookies through your browser settings; disabling them may affect certain features.

The Services are intended for businesses and individuals 18 years of age or older. We do not knowingly collect information from children.

We may update this Privacy Policy from time to time. Material changes will be reflected by the "Effective" date above. Your continued use of the Services after changes become effective constitutes acceptance of the updated Policy.

For privacy questions or requests, contact InvestaCap at subs@investacap.com or call 305.897.0346.